🏴 Indian Financial Calculator Suite
20 Premium Calculators · 100% Accurate · SSY · EMI · PPF · EPF · NPS · SIP · FD · Tax · GST & More
Sukanya Samriddhi Yojana (SSY) Calculator
Government savings scheme for girl child · EEE tax benefit · 8.2% p.a. compounded annually
₹
Min ₹250 · Max ₹1,50,000/year · Section 80C deduction eligible
%
Current rate: 8.2% p.a. · Revised quarterly by Ministry of Finance
👧
Account can be opened from birth up to age 10 · Matures at age 21
SSY Maturity Results
👧
Enter details and click Calculate
Maturity Value at Age 21
₹0
Total Invested
₹0
Interest Earned
₹0
Deposit Years
14 yrs
Years to Maturity
-- yrs
Investment Breakdown
✓ EEE Benefit: Deposits (80C), Interest & Maturity — all completely tax-free
EMI Loan Calculator
Calculate monthly EMI · Total interest payable · Complete loan repayment breakdown
₹
Principal amount borrowed from bank/NBFC
%
Annual rate as per sanction letter
Mo
12=1yr · 60=5yr · 120=10yr · 240=20yr · 360=30yr
EMI Breakdown
🏠
Enter loan details to calculate EMI
Monthly EMI
₹0
Principal
₹0
Total Interest
₹0
Total Amount
₹0
Interest %
0%
Principal vs Interest
Personal Loan Calculator
Calculate EMI for personal loans · Typical rate 10.5% to 24% p.a.
₹
Personal loan amount (typically ₹50,000 to ₹40 Lakh)
%
Typically 10.5% to 24% p.a. based on credit score
Mo
12 to 84 months (1 to 7 years)
Personal Loan Results
💵
Enter loan details to calculate
Monthly EMI
₹0
Principal
₹0
Total Interest
₹0
Total Payment
₹0
Interest %
0%
Principal vs Interest
Home Loan EMI Calculator
Calculate home loan EMI · Typical rate 8.4% to 9.5% p.a. · Sec 24b tax benefit
₹
Loan amount sanctioned by bank
%
Current SBI home loan rate: ~8.4% p.a. onwards
Mo
120=10yr · 180=15yr · 240=20yr · 300=25yr · 360=30yr
Home Loan Results
🏠
Enter home loan details
Monthly EMI
₹0
Principal
₹0
Total Interest
₹0
Total Payment
₹0
Interest %
0%
Principal vs Interest
💡 Sec 24(b): Interest up to ₹2 Lakh deductible · Sec 80C: Principal repayment deductible
Car Loan EMI Calculator
Calculate car loan EMI · Typical rate 8.5% to 15% p.a.
₹
On-road price minus down payment
%
Typical car loan rate: 8.5% to 15% p.a.
Mo
12 to 84 months (1 to 7 years)
Car Loan Results
🚘
Enter car loan details
Monthly EMI
₹0
Principal
₹0
Total Interest
₹0
Total Payment
₹0
Interest %
0%
Principal vs Interest
PPF Calculator
Public Provident Fund · 7.1% p.a. · 15-year lock-in · EEE tax benefit
₹
Min ₹500 · Max ₹1,50,000 per year · Section 80C eligible
%
Current rate: 7.1% p.a. compounded annually
Yr
Minimum 15 years · Can extend in 5-year blocks
PPF Maturity Results
🏭
Enter details and click Calculate
Maturity Amount
₹0
Total Invested
₹0
Interest Earned
₹0
Period
15 yrs
Wealth Gain
0%
Growth Chart
✓ EEE Status: Contributions (80C) + Interest + Maturity all tax-free
EPF Calculator
Employee Provident Fund · 8.25% p.a. · Employee + Employer contribution
₹
Basic salary + Dearness Allowance per month
%
Standard: 12% of basic salary
%
Current EPF rate: 8.25% p.a. (FY 2023-24)
Yr
Total years you plan to contribute to EPF
EPF Corpus Results
💼
Enter details and click Calculate
EPF Corpus at Retirement
₹0
Employee Contribution
₹0
Employer Contribution
₹0
Total Invested
₹0
Interest Earned
₹0
EPF Growth
NPS Calculator
National Pension System · Additional ₹50,000 deduction under 80CCD(1B)
₹
Minimum ₹500/month for Tier I account
%
Historical NPS equity return: 10-12% p.a.
Yr
NPS matures at age 60 · Minimum age to open: 18
%
Expected annuity rate for pension calculation
NPS Retirement Results
🎉
Enter details and click Calculate
Total NPS Corpus at 60
₹0
Lump Sum (60%)
₹0
Annuity (40%)
₹0
Monthly Pension
₹0
Total Invested
₹0
💡 Tax: 60% lump sum tax-free · 40% must buy annuity · Extra ₹50K deduction under 80CCD(1B)
SIP Calculator
Systematic Investment Plan · Monthly mutual fund investments · Power of compounding
₹
Amount invested every month via SIP
%
Equity MF historical avg: 12-15% · Debt: 6-8% p.a.
Yr
Longer horizon = more power of compounding
SIP Returns
📈
Enter SIP details to calculate returns
Maturity Value
₹0
Total Invested
₹0
Wealth Gained
₹0
Absolute Returns
0%
XIRR (Approx)
0%
Invested vs Returns
Lumpsum Investment Calculator
One-time investment returns · Mutual funds, stocks, bonds
₹
One-time lumpsum investment amount
%
Expected annualized return rate
Yr
How long you plan to stay invested
Lumpsum Returns
💰
Enter investment details
Future Value
₹0
Invested
₹0
Wealth Gained
₹0
Absolute Returns
0%
Money Multiplied
0x
Growth Chart
Mutual Fund Returns Calculator
Calculate NAV-based mutual fund returns · Absolute & CAGR returns
₹
Amount invested in mutual fund
₹
NAV at the time of purchase
₹
Current NAV of the mutual fund scheme
Yr
How long you have held the fund
MF Returns Results
📊
Enter fund details to calculate
Current Value
₹0
Units Purchased
0
Profit / Loss
₹0
Absolute Return
0%
CAGR
0%
Fixed Deposit (FD) Calculator
Bank FD returns · Quarterly compounding · TDS applicable above ₹40,000 interest
₹
Amount deposited in FD
%
SBI FD rate: 5.5-7.1% · Small finance banks: up to 9%
Yr
FD tenure (0.25=3 months, 0.5=6 months, 1=1 year etc.)
Most banks compound quarterly
FD Maturity Results
🏭
Enter FD details to calculate
Maturity Amount
₹0
Principal
₹0
Interest Earned
₹0
Effective Rate
0%
TDS (10%)
₹0
⚠ TDS @10% deducted if interest > ₹40,000/yr (₹50,000 for senior citizens). Submit 15G/15H to avoid if non-taxable.
Recurring Deposit (RD) Calculator
Monthly savings with bank · Quarterly compounding · Safe & guaranteed returns
₹
Fixed amount deposited every month
%
Current bank RD rates: 5.5% to 7.5% p.a.
Yr
RD tenure: minimum 6 months to 10 years
RD Maturity Results
🏹
Enter RD details to calculate
Maturity Amount
₹0
Total Deposited
₹0
Interest Earned
₹0
Total Months
0 mo
Returns %
0%
Deposit vs Interest
Income Tax Calculator (New Regime)
FY 2024-25 · New Tax Regime (Default) · Slabs as per Budget 2024
₹
Total annual income before deductions
Senior citizens get higher basic exemption in old regime
New regime: lower rates, fewer deductions
₹
80C + HRA + 80D + other deductions (old regime only)
Tax Liability
📄
Enter income to calculate tax
Total Tax Payable (incl. cess)
₹0
Taxable Income
₹0
Basic Tax
₹0
Surcharge
₹0
Health & Ed. Cess (4%)
₹0
Effective Rate
0%
Monthly TDS
₹0
GST Calculator
Add or Remove GST from any amount · All GST slabs: 5%, 12%, 18%, 28%
₹
Enter the base amount or GST-inclusive amount
Choose applicable GST slab for the product/service
Add: calculate GST on base price · Remove: extract GST from total
GST Breakdown
📋
Enter amount to calculate GST
Total Amount (Incl. GST)
₹0
Base Amount (Ex-GST)
₹0
GST Amount
₹0
CGST (50%)
₹0
SGST (50%)
₹0
📋 IGST (Interstate) = Full GST · CGST + SGST (Intrastate) = Split equally
Investment Return Calculator
Calculate returns on any investment · Inflation-adjusted real returns
₹
%
Yr
%
India avg inflation: 5-6% p.a. (for real return calculation)
Investment Returns
📈
Enter details to calculate
Future Value (Nominal)
₹0
Invested
₹0
Gains
₹0
Real Value (Infl. adj.)
₹0
Real CAGR
0%
Nominal vs Real Value
Retirement Corpus Calculator
How much corpus do you need to retire? · Inflation-adjusted planning
Yr
Yr
₹
Current monthly living expenses
%
India avg inflation: ~6% p.a.
%
Return expected from corpus after retirement
Retirement Planning
🎉
Enter details to plan retirement
Corpus Needed at Retirement
₹0
Monthly Expense at Retirement
₹0
Years to Retire
0 yrs
Monthly SIP Needed (12%)
₹0
Lumpsum Needed Now (12%)
₹0
💡 Assuming 25 years post-retirement life expectancy
Compound Interest Calculator
The 8th wonder of the world · Calculate CI for any frequency
₹
%
Yr
Compound Interest Results
📈
Enter details to calculate CI
Final Amount (A)
₹0
Principal (P)
₹0
Compound Interest
₹0
Simple Interest
₹0
CI Advantage
₹0
Growth Over Time
Simple Interest Calculator
Basic interest calculation · SI = P × R × T / 100
₹
%
Yr
Simple Interest Results
💰
Enter details to calculate SI
Total Amount (A = P + SI)
₹0
Principal (P)
₹0
Simple Interest (SI)
₹0
Monthly Interest
₹0
Daily Interest
₹0
CAGR Calculator
Compound Annual Growth Rate · True measure of investment performance
₹
Starting investment value or price
₹
Ending investment value or current price
Yr
Time period between initial and final value
CAGR Results
📉
Enter values to calculate CAGR
CAGR
0%
Initial Value
₹0
Final Value
₹0
Absolute Return
0%
Wealth Multiple
0x
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